Broker Check

We are different from most firms in our approach, capabilities and experience

  • An independent organization—we work for our clients
  • Personalized financial plans—designed for each client’s unique situation
  • Annual reviews are required—we don’t disappear
  • Focus: Financial, retirement and estate planning, wealth and risk management for individuals and businesses

Gene Muenchau and Jon Nicholson, former vice-president and senior vice-president of a large, international financial services firm, founded GHJ Financial Group as an alternative to the industry’s transaction driven approach. They saw a need to do planning “the right way.” Gene and Jon’s unwavering promise is that the clients’ needs and plans come first.

All financial plans are reviewed by Gene and Jon so GHJ's clients  benefit from multiple points of view and their extensive experience.


Because GHJ is an independent organization, we have a wide-range of financial tools available. And, it is really important to us that you understand not only what you own, but why you own it and what it does for your financial future.